The FHA Streamline Refinance is perhaps the fastest and most efficient way to refinance your FHA home loan. However, it’s not the only refinancing option available from the FHA; the Federal Housing Administration also insures another type of refinance loan, the FHA Simple Refinance. Like the Streamline Refinance, the FHA Simple Refinance is only available for current FHA home loan borrowers. However, unlike the FHA Streamline program, Simple Refinancing does require all borrowers to get a home appraisal. In this article, we’ll review more of the similarities and differences of these two FHA refinancing programs in order to help you decide which choice best fits your individual needs.