FHA Streamline Loans Privacy Policy

By accessing or using the Home.Loans, LLC Web site, the home page of which is located at http://www.fhastreamline.loans (the "Web site"), you agree to the terms of this Privacy Policy, as described below. If you do not agree to these terms, please do not access or use the Web site. Home.Loans, LLC reserves the right to change this Privacy Policy from time to time at its sole discretion. Your use of the Web site will be subject to the most current version of this Privacy Policy at the time of such use, and to the Web site's Terms of Use. 

COLLECTION OF INFORMATION

When you engage in certain activities on the Web site, the Web site may ask you to provide certain information about yourself by filling-out and submitting an on-line form. It is completely optional for you to engage in these activities. If you elect to engage in these activities, however, the Web site may ask that you provide personal information, such as your first and last name, mailing address (including zip code), e-mail address, employer, job title and department, telephone and facsimile numbers, and other personal identifying information. Depending upon the activity, some of the information that you will be asked to provide is identified as mandatory and some as voluntary. If you do not provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity.

When you submit information to Home.Loans, LLC via the Web site, you understand and agree that the information may be transferred across national boundaries and may be stored and processed in any of the countries in which Home.Loans, LLC and its affiliates maintain offices, including without limitation, the United States. You also acknowledge that, in certain countries or with respect to certain activities, the collection, transferring, storage, and processing of your information may be undertaken by trusted vendors of Home.Loans, LLC. 

The servers that Home.Loans, LLC uses to operate the Web site may collect domain names, IP addresses and e-mail addresses of visitors. This information may be aggregated to measure the number of visits, average time spent on the Web site, pages viewed, and similar information. Home.Loans, LLC may use this information to measure the use of the Web site and to improve the content of the Web site or other Web sites operated by Home.Loans, LLC and/or its affiliates. 

HOW INFORMATION IS USED

Home.Loans, LLC collects information to record and support your participation in the activities you select. The information that you provide may also be used as part of Home.Loans, LLC's effort to keep you informed about new products and services, product and services upgrades and modifications, special offers, and other products and services of Home.Loans, LLC and selected third parties. Home.Loans, LLC reserves the right to compile and use aggregate data, and also to provide such aggregate data to third parties for statistical analysis. Such data will not be linked to any particular individuals or companies. Home.Loans, LLC also reserves the right to make any disclosures required by law or any governmental agency. 

USE OF COOKIES

When you visit the Web site you can browse the Web site anonymously and access important information without revealing your identity. To improve the Web site, we may use "cookies" to track your visit. A cookie is small amount of data that is transferred to your browser by a web site server and can only be read by the server that gave it to you. It functions as your identification card, recording your passwords, purchases, and preferences. A cookie may be used to provide to you tailored information.

Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. For some web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies will probably not be able to access those pages. 

While the Web site may use cookies to track your visit to the Web site and the Web site servers automatically log the IP/Internet address of your computer, this information does not identify you personally and you remain anonymous unless you have otherwise provided Home.Loans, LLC with personal information.

ANALYTICS

Home.Loans, LLC may utilize third-party firms to monitor and analyze the use of our Website.

Home.Loans, LLC utilizes Google cookie tracking (part of Google Analytics Advertising Features) to collect data about user demographics and interests and for Google Analytics Advertising. Google cookie tracking is also used to improve targeting for advertising campaigns across Google’s Display and Search Remarketing Ad Network and for Enhanced Link Attribution to better track links on our Website. The data that is collected in this way is not personally identifiable. However, visitors might observe certain ads on other websites because we contract with Google and other similar firms to target our advertising based on information they or we have collected. This includes data that was collected via automated methods (including web beacons and cookies). Web beacons are generally small, transparent digital image files that are used to determine if a user has accessed a specific webpage.

BEHAVIORAL REMARKETING

Home.Loans, LLC utilizes remarketing services to place ads on third-party websites. These ads may be targeted to you after you visit our Website. We may work with third-party firms that utilize cookies to help create optimized ads based on your previous visits to our Website. Information about how to customize or opt-out of these services can be found below.

GOOGLE ADWORDS

Specifically, Home.Loans, LLC may utilize Google Inc.’s Google AdWords remarketing service. To opt-out of this and other Google Analytics Advertising Features, you can install the Google Analytics opt-out browser add-on. This add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about your website visits. You may download it here: https://tools.google.com/dlpage/gaoptout.

Alternatively, you can edit your specific Google Analytics Advertising preferences here: https://adssettings.google.com/authenticated?hl=en.

You can also opt-out of other online advertising tracking systems here: http://optout.networkadvertising.org/?c=1 or here http://www.aboutads.info/choices/.

For a more in-depth look at Google’s privacy practices, you can visit the Google Privacy & Terms web page here: http://www.google.com/intl/en/policies/privacy/.

FACEBOOK

Home.Loans, LLC may also utilize Facebook Inc.’s remarketing services to target ads to our visitors. Facebook has provided a short guide to its interest-based advertising here: https://www.facebook.com/help/164968693837950.

Additionally, users can opt-out of Facebook’s interest-based advertising by following these instructions: https://www.facebook.com/help/568137493302217.

Facebook, Inc. adheres to the Self-Regulatory Principles for Online Behavioral Advertising created by the Digital Advertising Alliance. Visitors can opt-out of online behavioral ads from Facebook, Inc. and other participating companies via the Digital Advertising Alliance in the USA: http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada: http://youradchoices.ca/, or the European Interactive Digital Advertising Alliance in Europe: http://www.youronlinechoices.eu/. Users also may be able to opt-out of behavioral ads on mobile devices by changing their mobile device settings.

To learn more about Facebook, Inc.’s privacy practices, you can read Facebook’s Data Policy here: https://www.facebook.com/privacy/explanation.